Vol. 15 No. 6 (2025)

Published: 2025-10-13

Articles

  • The Impact of Earnings Management on Stock Returns with the Moderating Role of Audit Quality in Emerging Markets

    Pham Thi Lan Anh, Dang Ngoc Hung
    1-9
    DOI: https://doi.org/10.32479/ijefi.20458

  • Risk Orientation and SME Performance: The Mediating Role of Management Accounting

    Kamilah Ahmad, Rumaizah Ruslan, Shafie Mohamed Zabri, Mohd Khairul Adne Mat Hussin
    10-18
    DOI: https://doi.org/10.32479/ijefi.3391

  • Inflation and Growth of SMEs in Nigeria: A Pre and Post Fuel Subsidy Period Analysis

    Mgbomene Chukunalu, Awogbemi Titus Olufemi, Henry Chinedu Dim, Esther Nkechi Okoro, Erasmus Ejike Duru
    19-27
    DOI: https://doi.org/10.32479/ijefi.20399

  • Exchange Rate and Agricultural Sector Performance in South Africa: Time Series Analysis Approach

    Tshephi Kingsley Thaba, Rudzani Nengovhela, Molobe Joyce Ramakgasha
    28-33
    DOI: https://doi.org/10.32479/ijefi.19800

  • Heterogeneous Ownership Structure and Audit Report Timeliness of Listed Consumer Goods Firms in Nigeria

    Folorunso Paul Olugbenga, Michael Chidiebele Ekwe, Obiamaka Adaeze Nwobu
    34-40
    DOI: https://doi.org/10.32479/ijefi.20469

  • Unemployment and Bank Performance: The Moderating Role of Gross National Income per Capita

    Muhammad Mazhar Hussain, Elegı Zuhri
    41-49
    DOI: https://doi.org/10.32479/ijefi.20500

  • From Automation to Personalization: A Bibliometric Analysis of Chatbot Adoption in Banking

    Aiswarya Cherian, M. P. Dinesh, M. Rajeev, H. Divya, Gibin Jacob, Jobin Jose
    50-62
    DOI: https://doi.org/10.32479/ijefi.20542

  • Effect of Economic Growth on Well-Being in Sub-Saharan Africa: Does Institutional Quality Matter?

    Prao Yao Séraphin, Koffi Mounoufié Valery
    63-70
    DOI: https://doi.org/10.32479/ijefi.20921

  • Mapping the Literature on Environmental, Social, Governance, and Bank Performance: A Bibliometric and Content Analysis

    Desmy Riani, Diah Yudhawati, Hannisa Rahmaniar Hasnin, Aam Slamet Rusydiana, Fitria Ika Septiyani
    71-82
    DOI: https://doi.org/10.32479/ijefi.20340

  • Determinants of E-Commerce Adoption for Saudi MSMEs: Does E-Commerce Adoption Impact Financial and Non-Financial Performances?

    Majed Alharthi, Md. Mazharul Islam, Abdel Ghaffar Ben Hamida, Ganesh Dash, Md. Wahid Murad
    83-96
    DOI: https://doi.org/10.32479/ijefi.20739

  • Does Monetary Policy Affect the Stability of Islamic Banks?

    Zakaria Savon
    97-104
    DOI: https://doi.org/10.32479/ijefi.19944

  • Does Government Spending, Investment, and Natural Resources Reduce Unemployment in Riau Province, Indonesia?

    Muhammad Hidayat, Raja Septian Armel, Resti Yulistia Muslim
    105-111
    DOI: https://doi.org/10.32479/ijefi.20261

  • Analyzing the Competitiveness and Complementarity of the Tea Trade between China and Mekong River Basin Countries

    Yang Wei, Mohammad Affendy bin Arip, Chin-Hong Puah
    112-118
    DOI: https://doi.org/10.32479/ijefi.20422

  • Analyzing Determinants of Tax Management Effectiveness in Transportation Construction Enterprises in Vietnam: A Hybrid SEM–ANN Approach

    Ngo Thi Huong, Vuong Thi Bach Tuyet, Hoang Thi Hong Le, Quang Hung Do
    119-129
    DOI: https://doi.org/10.32479/ijefi.20562

  • The Influence of Liquidity and Solvency on Bank Profitability: The Moderating Role of Dividend Policy

    Sheila Nurhalizah, Meythi Meythi, Riki Martusa
    130-139
    DOI: https://doi.org/10.32479/ijefi.20777

  • Enhancing Forecast Accuracy of Exchange Rate Volatility Using Hybrid ANN-GARCH Models: Evidence from South Africa, Brazil, and China

    Ngwako Rammusi, Daniel Metsileng, Tshegofatso Botlhoko, Johannes Tshepiso Tsoku, Leeto Shogole
    140-150
    DOI: https://doi.org/10.32479/ijefi.20004

  • R&D Investment and Tax Avoidance Strategies under K-IFRS: Nonlinear Evidence from the Korean Stock Market

    Gee-Jung Kwon
    151-163
    DOI: https://doi.org/10.32479/ijefi.20733

  • Asymmetric Effects of Oil Prices and Global Financial Factors on the Saudi Stock Market: A NARDL Approach

    Somaiyah Alalmai
    164-174
    DOI: https://doi.org/10.32479/ijefi.20818

  • The Effect of Environmental, Social, and Governance Factors on Banks’ Financial Performance: The Mediating Role of Organizational Innovation and Competitive Advantage

    Vu Cam Nhung
    175-185
    DOI: https://doi.org/10.32479/ijefi.20688

  • Evaluating the Determinants of Retirement Annuity Fund Investment Intention in South Africa’s Retirement Savings Landscape

    Bonginkosi Keith Zwane, Alastair Marais, Celani John Nyide
    186-193
    DOI: https://doi.org/10.32479/ijefi.20963

  • Is the Implementation of the Taxation Omnibus Law Important for Dividend Policy?

    Dedi Haryadi, Hengky Leon, Febriana Louw, Kusuma Indawati Halim, Novianty Novianty
    194-199
    DOI: https://doi.org/10.32479/ijefi.20647

  • Investor Sentiment and South African Commodity Market Returns: Evidence from Switching Conditions

    Fabian Moodley, Sune Ferreira-Schenk, Kago Matlhaku
    200-208
    DOI: https://doi.org/10.32479/ijefi.20630

  • Information and Communications Technology Penetration and Environmental Sustainability in Sub-Saharan Africa

    Ambe Cosmas, Okere Wisdom, Ajayi Olusuyi Emmanuel, Mabinuori Oladotun, Badmus Dauda Adeyinka, Ogunmola Adekunle Shola, Aladegoroye Idris Eniola
    209-217
    DOI: https://doi.org/10.32479/ijefi.20410

  • Evaluating Interaction Between Inflation and A Composite Macroeconomics Index

    Respect Kudzai Mauto, Leward Jeke, Julius Mukarati, Sanderson Abel
    218-224
    DOI: https://doi.org/10.32479/ijefi.19995

  • Unlocking the Dynamics of Initial Public Offerings Drivers in India: The Role of Institutions, Innovation, Energy, and Resources Using ARDL and NARDL Models

    Ifham Rizvi, Tanuj Nandan
    225-241
    DOI: https://doi.org/10.32479/ijefi.20731

  • Industrial Value Addition, Credit Growth and Economic Growth in Botswana

    Leward Jeke, Sanderson Abel
    242-249
    DOI: https://doi.org/10.32479/ijefi.20025

  • Fiscal Policies, Green Trade, and Green Bond Market Development: An Empirical Study using Cross-Country Data

    Blanche Brinda Yougang, Coolin-Campbell M. Zor, Charles Bom, Elvis Alade
    250-261
    DOI: https://doi.org/10.32479/ijefi.20720

  • The Effect of Capital Flows on Poverty Gap in West African Countries

    Appolos Nwabuisi Nwaobia, Peter Ifeanyi Ogbebor, Olanrewaju Micheal Adeyemi
    262-270
    DOI: https://doi.org/10.32479/ijefi.20569

  • Food Insecurity and Poverty Dynamics among Rural Households in Eastern Sudan: Evidence from the Red Sea State

    Badreldin Mohamed Ahmed Abdulrahman, Adam Ahmed Soliman Sabbil
    271-277
    DOI: https://doi.org/10.32479/ijefi.21075

  • The Causality Relationship Between Food Prices, Housing Prices and Exchange Rate in Türkiye

    Tuncay Turan Turaboğlu, Ayşegül Yılmaz
    278-285
    DOI: https://doi.org/10.32479/ijefi.20641

  • Foreign Direct Investment, Economic Growth, and Governance in China: An Empirical Study

    Li Jiaying, Abdul Rahim Ridzuan, Jacob Bose, K. P. Jaheer Mukthar, Anish Thomas, Khairunnisa Abd Samad, Nur Hayati Abd Rahman, Sajan N. Thomas
    286-293
    DOI: https://doi.org/10.32479/ijefi.19376

  • Benchmarking the Financial Efficiency of Public Corporations in Mexico

    Jose Humberto Ablanedo-Rosas, Allen J. Cutcher, Michael S. Garcia, William Conwell
    294-298
    DOI: https://doi.org/10.32479/ijefi.21099

  • Monetary Policy, Macroprudential Policy, and Credit Cycle: Evidence in the Indonesian Banking Industry

    Cep Jandi Anwar, Saharuddin Didu , Indra Suhendra, Wawan Ichwanudin, Hayati Nupus
    299-305
    DOI: https://doi.org/10.32479/ijefi.21269

  • A Statistical Analysis to Assess the Impact of India’s Export Potential in Petroleum Products and Real Effective Exchange Rate on GCC Countries

    Haris Noor, Ahmad Raza, Md Imran Khan, Abdulrahman Alomair, Muhammad Azhar
    306-318
    DOI: https://doi.org/10.32479/ijefi.20627

  • Does Financial Repression Facilitate Financial Development? Empirical Evidence from Malaysia

    Masitah Zulham, Dewi Fariha Abdullah, Abdul Rahim Ridzuan
    319-333
    DOI: https://doi.org/10.32479/ijefi.20672

  • Determinants of Inflation Volatility: The Role of Institutions, Shocks, and Economic Development

    Ebrahim Merza, Mohammad Alawin, Muna Husain
    334-340
    DOI: https://doi.org/10.32479/ijefi.20507

  • Dynamic Interactions between FDI and Economic Growth in China: An ARDL Analysis

    Li Jiaying, Abdul Rahim Ridzuan, Qais Ahmed Almaamari, Mujeeb Saif Mohsen Al Absy, K.P. Jaheer Mukthar, Khairunnisa Abd Samad, Nur Hayati Abd Rahman
    341-348
    DOI: https://doi.org/10.32479/ijefi.19372

  • Governance and Labor Market Outcomes in Fragile States: The Impact of Corruption Control on Unemployment Reduction in Somalia

    Ahmed Nur Dirie, Mahad Abdiwali Mohamed , Abdiaziz Bashir Mohamud, Abdirahman Ahemd Nur, Mohamed Abdisamed Farah
    349-355
    DOI: https://doi.org/10.32479/ijefi.20785

  • When ESG Meets Cybersecurity: The Moderating Effect of Digital Protection on Bank Performance in MENAT Countries

    Safa Benthabet
    356-370
    DOI: https://doi.org/10.32479/ijefi.21354

  • Exploring the Impact of Big Data Analytics on FinTech Performance: The Mediating Role of Business Analytics Strategy in Jordanian Commercial Banks

    Baaeth Aldalaien, Mohannad Al-Majali, Fawwaz Tawfiq Awamleh, Raed Walid Al-Smadi
    371-378
    DOI: https://doi.org/10.32479/ijefi.20802

  • Reverse Factoring, Environmental Subsidies, and Investment Returns: Panel Evidence from European Logistics Firms

    Samariddin Makhmudov, Aziza Matyakubova, Toshmurod Kulmanov, Mukhiddin Kurbanov, Gulchekhra Nazarova, Boburjon Turanboyev, Komila Achilova
    379-385
    DOI: https://doi.org/10.32479/ijefi.21780

  • National Debt Capacity of the Mindanao Economy: A Cointegration Analysis

    Jesus Juevesano
    386-393
    DOI: https://doi.org/10.32479/ijefi.20799

  • The Impact of Monetary and Fiscal Policies on Domestic Output: Evidence from ASEAN Economies

    Tapas R. Dash
    394-401
    DOI: https://doi.org/10.32479/ijefi.20869

  • Environmental Taxation and Economic Growth in Africa: A Macroeconomic Panel Data Analysis

    Iyman Ouchouid, Aicha El Alaoui
    402-411
    DOI: https://doi.org/10.32479/ijefi.21040

  • Rising Inequality or Regional Strength? Investigating Income Growth Divergence among BRICS Nations

    Ronney Ncwadi
    412-424
    DOI: https://doi.org/10.32479/ijefi.20595

  • The Effect of Solvency and Liquidity on Stock Prices Which is Moderate by Profitability

    Rohaelis Nuraisiah, Tubagus Ismail, Imam Abu Hanifah, Ina Indriana
    425-434
    DOI: https://doi.org/10.32479/ijefi.20535

  • The Impact of Board Characteristics on Disclosure Quality before and After Adopting IASs: An Empirical Study on Saudi Joint Stock Companies

    Kholoud Awadallah Alsulamy, Abdullatif Mohamed Basheikh, Helmi A. Boshnak
    435-448
    DOI: https://doi.org/10.32479/ijefi.19934

  • Econometric Analysis of Unemloymwent Rate and RGDP Trends Tradeoff Dynamics in Eastern European Countries

    Marianna Oliskevych, Olena Bazhenova, Iryna Lukianenko, Vitalina Babenko, Galyna Beregova
    449-456
    DOI: https://doi.org/10.32479/ijefi.21109

  • Does Innovation impact the Financial Performance of High-Tech Firms during Different Life Cycle Stages? Evidence from S&P500 Firms

    Muhammad Ramzan, Wee-Yeap Lau, Abdullah Abdulaziz Bawazir, Fozi Ali Belhaj
    459-471
    DOI: https://doi.org/10.32479/ijefi.20208

  • Graduate Unemployment Hinders Economic Growth in Indonesia: Does Government Spending on Education Matters?

    Achmad Syarifudin, Hamidah Hamidah , Nurazilah Zainal , Saipul Anwar , Nur Aima Shafie, Al Mamun Liton
    472-480
    DOI: https://doi.org/10.32479/ijefi.20537

  • Estimating Time-varying Fiscal Multipliers in South Africa Using Bayesian Dynamic Linear Model

    Kazeem Abimbola Sanusi, Zandri Dickason-Koekemoer
    481-489
    DOI: https://doi.org/10.32479/ijefi.21319

  • Board Characteristics and Integrated Reporting Quality in Nigeria and South African Manufacturing Firms

    Ganiyat Dolapo Akanni, Rafiu Oyesola Salawu, Omobolade Stephen Ogundele, Najeem Bamidele Ewesesan
    490-498
    DOI: https://doi.org/10.32479/ijefi.20171

  • Managing Commodity-Driven Inflation Risk: The Role of Domestic Price-Setting Policies in ASEAN+3

    Faurani Santi Singagerda, Anuar Sanusi, Iskandar Ali Alam, Tuti Hairani
    499-507
    DOI: https://doi.org/10.32479/ijefi.21187

  • Social Grants as a Lifeline: Assessing Their Impact on Poverty Reduction in African Countries

    Chikwira Collin, Mohammed Iqbal Jahed
    508-513
    DOI: https://doi.org/10.32479/ijefi.19921

  • The Impact of Financial Factors on Financial Distress in Life Insurance Companies: The Moderating Role of ESG

    Muhammad Firdaus, Endri Endri
    514-522
    DOI: https://doi.org/10.32479/ijefi.21387

  • The Nexus of Foreign Direct Investment and Economic Growth from the Open Economy Perspective

    Suhsmitha Sagasukom, Nur Azura Sanusi
    523-533
    DOI: https://doi.org/10.32479/ijefi.21166

  • Corruption and Economic Development in the SADC Region: A Nonlinear Panel ARDL Approach

    Lehlohonolo Godfrey Mafeta, Ferdinand Niyimbanira
    534-545
    DOI: https://doi.org/10.32479/ijefi.19729

  • The Influence of Trading Activity in Price Discovery of Reissued Bonds in Sub-National Bond Markets in India

    Chandra Kant Parmar, Abhinab Ghosh
    546-554
    DOI: https://doi.org/10.32479/ijefi.20538

  • Does ESG Performance Enhance Financial Outcomes? Empirical Evidence from Indian FMCG Sector

    Dipti Sitola, Smritishikha Choudhury, Chayanika Senapati, Archana Bhattacharyya
    555-563
    DOI: https://doi.org/10.32479/ijefi.21382

  • The Impact of Debt Management on the Economic Development of Nigeria

    Chimeruo Victory Onyeka-Iheme, Jerome Achadu Ekle, Onyekachi Iheme-Madukairo, Henry Roosevelt Damian
    564-571
    DOI: https://doi.org/10.32479/ijefi.20611

  • Econometric Analysis of Factors Influencing the Efficiency of Banking Services

    Jasur Saidov, Dilshad Ibadullaev, Lola Buranova, Madina Tuychieva, Gulkhon Melibayeva, Samariddin Makhmudov, Zokir Mamadiyarov
    581-588
    DOI: https://doi.org/10.32479/ijefi.21846

  • Investigating the Principal Factors Influencing Bank Performance in South Africa: A Comprehensive Analysis

    Makhathini Lungani Rudolph, Kansilembo Aliamutu
    589-595
    DOI: https://doi.org/10.32479/ijefi.20651

  • Identifying Macroeconomic Factors that Affect the Share Prices of JSE-Listed Firms

    Natasha Robbetze, Beitske Van der Niet
    596-608
    DOI: https://doi.org/10.32479/ijefi.20951

  • The Impact of Informality on Inclusive Growth in Developing Countries: Does Institutional Quality Matter?

    Meer Jan, Amdadullah Baloch, Abdullah Abdulaziz Bawazir, Abdul Qayyum, Mohammad Abdelhamid Salem Qatawneh
    609-620
    DOI: https://doi.org/10.32479/ijefi.20205

  • Regional Investment, Fiscal Transfers, and Local Revenues: An Analysis of Working Capital Lending by Regional Development Banks in Indonesia

    Andi Aswan, Jusni Jusni, Andi Ratna Sari Dewi, Muhammad Agusalim
    621-629
    DOI: https://doi.org/10.32479/ijefi.21108

  • Resilience of the Bucharest Nine Countries in the Context of Global Turbulence

    Larysa Lebedeva, Diana Shkuropadska, Jorge Gonçalves , Iryna Shtunder, Tatyana Ozhelevskaya, Yuliya Yasko
    630-643
    DOI: https://doi.org/10.32479/ijefi.19276

  • Does Corporate Social Responsibility Affect Liquidity Risk? Evidence from GCC and non-GCC countries

    Mohamed Ali Khemiri
    644-652
    DOI: https://doi.org/10.32479/ijefi.21697

  • Tourism Inflow and Economic Growth in South Africa: The Role of Digital Inclusion

    Opeyemi Nathaniel Oladunjoye, Mpho Chaka
    653-663
    DOI: https://doi.org/10.32479/ijefi.20431

  • Improving Causality Tests: Feed-forward Causality with Neural Networks and Machine Learning

    Mario Alberto Oliva-Montiel, Adrián Hernández-Del-Valle, Francisco Venegas-Martínez
    664-676
    DOI: https://doi.org/10.32479/ijefi.21605

  • Pecking Order Theory and Financing Decisions: Evidence from African Small and Medium-Sized Enterprises

    Jules Kounouwewa, Aimé Togodo Azon
    677-685
    DOI: https://doi.org/10.32479/ijefi.21477

  • Evaluating the Impact of Tax Policy Changes on Economic Growth in South Africa

    Keneuwe Mosholi, Diana Viljoen, Abigail Stiglingh-Van Wyk, Oladipo Olalekan David
    686-699
    DOI: https://doi.org/10.32479/ijefi.21300

  • An Analysis of the Effects of Monetary Policy and Price Stability on the Economic Growth of South Africa

    Vusani Munzhedzi, Ndivhuho Eunice Ratombo
    700-708
    DOI: https://doi.org/10.32479/ijefi.19690

  • Market Risk Assessment: A Comparison between CAPM and VaR Methodologies with High Volatility Episodes in the Mexican Stock Market

    Bárbara Trejo-Becerril, Arturo Lorenzo-Valdés, Alberto Gallegos-David, Francisco Pérez-Soto
    709-726
    DOI: https://doi.org/10.32479/ijefi.21151

  • Governance Structure, CEO Attributes, and Profit Efficiency of listed securities Firms in Vietnam: New Evidence on Gender Diversity and Board Independence

    Thi Lam Anh Nguyen, Thi Bich Ngan Le, Minh Ha Luong
    727-737
    DOI: https://doi.org/10.32479/ijefi.21719

  • The Indonesian MSME Compass: Navigating Sustainable Performance with Innovation, Dynamic Capabilities, and Green Entrepreneurial Mindset

    Monica Angeline, Tommy Andrian
    738-747
    DOI: https://doi.org/10.32479/ijefi.21728

  • Financial Determinants of Corporate Social Performance: Empirical Evidence from Panel Data on Moroccan Listed Firms (2018-2023)

    Kaoutar Benslama, Oussama Ritahi, Ikram Cadimi, Cheklekbire Malainine
    748-755
    DOI: https://doi.org/10.32479/ijefi.21569

  • The Role of Digital Economy in Reducing Economic Disparities: A Bibliometric Review

    Amaluddin Amaluddin, Rukmuin Wida Payapo, Abdul Aziz Laitupa
    756-764
    DOI: https://doi.org/10.32479/ijefi.21488

  • Empowering Rural Revitalization: Integrated Development of Rural Industries Driven by E-commerce and Empirical Analysis

    Tong Zhu, Mohd Zaidi Abd Rozan
    765-772
    DOI: https://doi.org/10.32479/ijefi.21699

  • Determinant Factors Enhancing the Financial Accountability of Village-Owned Enterprises

    Asih Handayani, Anisa Anisa, Desy Purwasih, Zulfa Rosharlianti
    773-781
    DOI: https://doi.org/10.32479/ijefi.21703

  • Inclusive and Efficient Finance as Catalysts for Foreign Investment in Sub-Saharan Africa

    Md Qamruzzaman, Monika Monika, Rajnish Kler
    782-795
    DOI: https://doi.org/10.32479/ijefi.21323

  • Innovation Determinants in Morocco: A Quantitative Analysis

    Fatima-Zahra Houzmali, Rachid Krami
    796-802
    DOI: https://doi.org/10.32479/ijefi.21090

  • The Effect of Financial Inclusion on Nigeria’s Real Economic Growth

    O. E. Obademi, K. F. B. Biiranee, Adeyanju Thomas
    803-812
    DOI: https://doi.org/10.32479/ijefi.21737

  • Sustainability Goal and Women Empowerment through Women Education and Microcredit Facility in Pakistan

    Muhammad Mushtaq, Badariah Haji Din
    813-825
    DOI: https://doi.org/10.32479/ijefi.21626

  • Patents and Economic Growth in Morocco: Empirical Evidence From ARDL Bounds Testing

    Mohamed Bouzggd, Mohamed Elbourki, Anass Arbia
    826-834
    DOI: https://doi.org/10.32479/ijefi.21663

  • Determinants of Fourth Industrial Revolution Technology Adoption in Zimbabwean State Universities: A TechnologyOrganization-Environment Framework Analysis

    Banele Dlamini, Danie P. Schutte
    835-841
    DOI: https://doi.org/10.32479/ijefi.21750

  • Fintech Adoption Dynamics in Morocco and their Implications for Organisational Performance and Financial Market Responsiveness

    Zakaria Ennouhi, Abdelhalim Lakrarsi
    842-854
    DOI: https://doi.org/10.32479/ijefi.21555

  • Income Tax, Household Consumption in South Africa: A QARDL Approach

    Siyakudumisa Takentsi, Gisele Mah
    855-867
    DOI: https://doi.org/10.32479/ijefi.21102

  • Macroeconomic Impacts of FDI Inflows: An Empirical Analysis from South Africa

    Ahmed Oluwatobi Adekunle
    868-873
    DOI: https://doi.org/10.32479/ijefi.21044

  • Do Remittances Boost Productivity? Asymmetric Evidence from Leading Asian Recipient Countries

    N. A. M. Naseem, L. Wanwan, H. Nabila, W. N. W. Azman-Saini, T. A. Masron
    874-887
    DOI: https://doi.org/10.32479/ijefi.21820

  • The Determinants of Renewable Electricity Share in a Just Energy Transition: An ARDL Analysis of Economic, Emissions, and Energy Access Factors

    Ogujiuba Kanayo, Maponya Lethabo
    888-896
    DOI: https://doi.org/10.32479/ijefi.21196

  • Sustainable Financial Performance in the Age of AI: Opportunities and Challenges

    Aqil Waqar Khan, C. T. Sunil Kumar, Divyaba Pravinsinh Gohil
    897-904
    DOI: https://doi.org/10.32479/ijefi.21965