Alraja, Mansour Naser, Badreldin F. Salim, Mohammad Ahmar Uddin, and Mohammed Yousoof. 2016. “The Adoption of Internet Banking: Clients’ Perspective in Oman”. International Review of Management and Marketing 6 (4):926-29. https://econjournals.com/index.php/irmm/article/view/2994.