Suhud, Usep, Doni Sugianto Sihotang, Mamoon Allan, Wong Chee Hoo, Serkan Benk, Tamer Budak, Juliana Juliana, Muaz Azinuddin, Bussalin Khuadthong, and Somnuk Aujirapongpan. 2026. “Go into Debt for a Vacation: Attitude and Determinant Factors of Tourists to Use the ‘Pay Later’ Payment Method”. International Review of Management and Marketing 16 (4):234-41. https://doi.org/10.32479/irmm.22696.