LLUISMA-MATILDO, Ermie Lux. Digital Financial Services Adoption among Entrepreneurs: Evidence for FinTech Education, Innovation, and Local Enterprise Competitiveness. International Review of Management and Marketing, [S. l.], v. 17, n. 1, p. 139–153, 2026. DOI: 10.32479/irmm.24392. Disponível em: https://econjournals.com/index.php/irmm/article/view/24392. Acesso em: 1 nov. 2026.