ALSAGGAF, Hassan. Personalization in Fintech: Dual Mediation Effects of Trust and Surveillance on Fintech User Retention. International Review of Management and Marketing, [S. l.], v. 16, n. 2, p. 144–149, 2026. DOI: 10.32479/irmm.22106. Disponível em: https://econjournals.com/index.php/irmm/article/view/22106. Acesso em: 19 feb. 2026.