Ramesh, Adithi, and C.B Senthil Kumar. “Structure and Intensity Based Approach in Credit Risk Models: A Literature Review”. International Journal of Economics and Financial Issues 7, no. 3 (June 29, 2017): 609–612. Accessed April 27, 2024. https://econjournals.com/index.php/ijefi/article/view/4721.