Muizzuddin, Muizzuddin, Taufik Taufik, Reza Ghasarma, Leonita Putri, and Mohamad Adam. “Financial Literacy; Strategies and Concepts in Understanding the Financial Planning With Self-EfficacyTheory and Goal SettingTheory of Motivation Approach”. International Journal of Economics and Financial Issues 7, no. 4 (July 27, 2017): 182–188. Accessed November 22, 2024. https://econjournals.com/index.php/ijefi/article/view/4792.