Alharthi, Majed, Md. Mazharul Islam, Abdel Ghaffar Ben Hamida, Ganesh Dash, and Md. Wahid Murad. “Determinants of E-Commerce Adoption for Saudi MSMEs: Does E-Commerce Adoption Impact Financial and Non-Financial Performances?”. International Journal of Economics and Financial Issues 15, no. 6 (October 13, 2025): 83–96. Accessed December 5, 2025. https://econjournals.com/index.php/ijefi/article/view/20739.