Sidharta, Iwan, and Azhar Affandi. “The Empirical Study on Intellectual Capital Approach Toward Financial Performance on Rural Banking Sectors in Indonesia”. International Journal of Economics and Financial Issues 6, no. 3 (July 23, 2016): 1247–1253. Accessed November 22, 2024. https://econjournals.com/index.php/ijefi/article/view/2156.