Mirchandani, A., Gupta, N. and Ndiweni, E. (2020) “Understanding the Fintech Wave: A Search for a Theoretical Explanation”, International Journal of Economics and Financial Issues, 10(5), pp. 331–343. Available at: https://econjournals.com/index.php/ijefi/article/view/10296 (Accessed: 6 May 2024).