MIRCHANDANI, A.; GUPTA, N.; NDIWENI, E. Understanding the Fintech Wave: A Search for a Theoretical Explanation. International Journal of Economics and Financial Issues, [S. l.], v. 10, n. 5, p. 331–343, 2020. Disponível em: https://econjournals.com/index.php/ijefi/article/view/10296. Acesso em: 6 may. 2024.