Muizzuddin, M., Taufik, T., Ghasarma, R., Putri, L. and Adam, M. 2017. Financial Literacy; Strategies and Concepts in Understanding the Financial Planning With Self-EfficacyTheory and Goal SettingTheory of Motivation Approach. International Journal of Economics and Financial Issues. 7, 4 (Jul. 2017), 182–188.