A Modeling Study of the Micro-finance İmpact on the Economic Performance of Micro-enterprises and the Well-being of Borrowers in Morocco: Case of Tangier-Tetouan - Al Hoceima Region

Authors

  • Mohamed B. S. Amrani faculty of Economics
  • Faris Hamza
  • El Hachloufi Mostapha

Abstract

This paper aims to study the impact of microfinance on the performance of micro-enterprises and the well-being of borrowers. From a methodological point of view, we have opted for an econometric study based on a multiple linear regression model realized on a sample of 200 Microcredit beneficiaries from two reference institutions in the Tangier-Tetouan-Al-Hoceima region. The results of this research indicate that micro-credits positively and partially influence the economic performance of micro-enterprises and the well-being of beneficiaries. The linear regression model shows that the economic performance of micro-enterprises is explained by two variables, namely: profit and savings while social performance (well-being of beneficiaries) is explained by two endogenous variables namely: improving the level of schooling of children, as well as improving food.

Keywords: Microcredit, Impact, Economic Performance, Social Performance.

JEL Classifications: G2, O1

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Author Biography

Mohamed B. S. Amrani, faculty of Economics

Abdelmalek Essaadi University

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Published

2018-09-04

How to Cite

Amrani, M. B. S., Hamza, F., & Mostapha, E. H. (2018). A Modeling Study of the Micro-finance İmpact on the Economic Performance of Micro-enterprises and the Well-being of Borrowers in Morocco: Case of Tangier-Tetouan - Al Hoceima Region. International Journal of Economics and Financial Issues, 8(5), 243–250. Retrieved from https://econjournals.com/index.php/ijefi/article/view/6858

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